Swap Monero to USDC (BSC)
Swap Monero to USDC (BSC) with no KYC
Swap Monero (XMR) to USD Coin (USDC) in a few minutes, with no account, no email, and no identity checks. MoneroSwap is non-custodial, so your coins never sit in our wallet, the rate you see is the rate you get, and the whole thing works over Tor.
Monero to USDC is the route for people who need a dollar balance they can spend in DeFi or send to a merchant. Send XMR and receive USDC at the address you paste. USDC exists on several networks, so the address must be on the same network as the USDC you selected.
BNB Smart Chain (BEP-20) has low fees and fast blocks, so the token you receive arrives quickly and cheaply. Give a BNB Smart Chain address, and do not paste an Ethereum-only exchange deposit address, as the two are not interchangeable. Rate comparison sites and exchanges list this asset as USDC BSC, USDCBSC or USDC BEP20. They all mean USDC on BNB Smart Chain.
Monero to USDC (BSC) converter and live rate
At the last check (17 Oct, 02:23 UTC), 1 Monero was quoted at about 547.936088 USDC (BSC). The rate box below checks again when the page loads with JavaScript on, and the exact amount is shown when you start the swap.
Use the calculator below to convert Monero to USDC (BSC) at the current rate. Enter an amount and it shows how much USDC (BSC) you receive, including the network fee, before you commit to anything. The Monero to USDC (BSC) exchange rate updates in real time, so the conversion you see is the conversion you get. It is the same tool whether you want to check the rate, work out XMR to USDC for a specific amount, or go straight to the swap.
The number it returns is the amount that arrives at your address, not a headline rate with deductions applied later. That distinction matters when you compare converters, because a quote that looks better on the front page can shrink once the network fee comes out of it. Convert the amount you actually intend to send and compare the figure you would receive, which is the only number that decides anything.
Two things move the XMR to USDC figure between one check and the next. The first is the market, which moves on its own and is outside anyone's control. The second is the size of your conversion, since the network fee is a fixed cost rather than a percentage, so it weighs more heavily on a small amount than a large one. Converting an amount close to the minimum gives you a visibly worse effective rate than converting several times that.
How to swap Monero to USDC (BSC) without KYC
- Enter the amount of Monero you want to swap and paste your USDC (BSC) address. You see the rate and the minimum you will receive before you commit.
- Send your Monero to the deposit address shown. It goes straight to the settlement network, never to us.
- Your USDC (BSC) lands at the address you gave, usually in about 15 to 20 minutes. No account, nothing to log in to.
Why swap Monero to USDC (BSC) on MoneroSwap
- No KYC, no account. No sign-up, no email, no identity checks, ever.
- Non-custodial. We never hold your funds, so there is nothing for us to freeze or hand over.
- No logs. No accounts to store, no swap database, no tracking.
- The rate you see is the rate you get. Compare the quote, and swap only if it works for you.
- Open source and Tor-friendly. Read the code, and swap over the onion service with no JavaScript.
Convert Monero to USDC (BSC) without an account
However you phrase it — convert Monero to USDC (BSC), exchange XMR for USDC, or just swap Monero into USDC (BSC) — it is the same three steps here, and none of them involve signing up. There is no order book to navigate, no deposit balance sitting in an account, and no verification email. You get a quote, you send your Monero, and your USDC (BSC) arrives at the address you chose.
That matters most if you care about privacy. Every exchange that asks for ID creates a permanent record linking your identity to the coins you moved, and that record is what leaks or gets handed over later. Swapping XMR to USDC without an account means the record never exists. Pair it with the Tor onion service and your IP stays out of it too.
Monero to USDC (BSC): quick facts
- You send: Monero. Minimum about $25.
- You receive: USDC on BNB Smart Chain, at a 0x address on that exact network, not an exchange deposit address for a different chain.
- Typical time: 15 to 20 minutes after your deposit is detected.
- Account required: none.
- Refund address: set one up front if you can. Your Monero comes back to it if a swap cannot complete.
Monero to USDC (BSC) swap FAQ
Do I need an account to swap Monero to USDC (BSC)?
No. There is no sign-up, no email, and no KYC. You paste your USDC (BSC) address, send your Monero, and receive your coins.
Is swapping Monero to USDC (BSC) non-custodial?
Yes. MoneroSwap never holds your funds. Your Monero goes straight to the settlement network and the USDC (BSC) is sent to the address you control.
How long does a Monero to USDC (BSC) swap take?
Usually about 15 to 20 minutes after your deposit is detected.
What is the minimum Monero to USDC (BSC) swap?
Roughly $25 worth of Monero. The form shows the exact minimum for your amount.
Do you keep logs of my Monero to USDC (BSC) swap?
No. No accounts, no KYC, and no IP retention on the swap path, so there is nothing to log, leak, or hand over.
How do I convert Monero to USDC (BSC) anonymously?
Enter the amount, paste your USDC (BSC) address, and send your Monero. There is no account and no identity check at any point. For extra privacy, use the Tor onion service, which works without JavaScript.
Can I exchange Monero for USDC (BSC) without an account?
Yes. No sign-up, no email, and no verification. You only need an address to receive your USDC (BSC), and optionally a refund address.
What is the Monero to USDC (BSC) exchange rate right now?
The calculator at the top of this page shows the current Monero to USDC (BSC) rate. Enter the amount of Monero you want to convert and it returns the exact amount of USDC (BSC) you would receive, recalculated live rather than from a cached number.
How much USDC (BSC) will I get for my Monero?
What the converter shows, at the rate when you check it. The figure already accounts for the network fee, so it is the amount that would land at your address rather than a headline rate with deductions applied afterwards.
Is the quoted Monero to USDC (BSC) rate the rate I actually get?
Yes. The rate you see is the rate you get, with nothing added after you confirm. Compare it against anywhere else before you commit, and swap only if it works for you.
Does the Monero to USDC (BSC) rate change while my swap is running?
A quote is held for the window shown on the swap page, so send your Monero inside that window and in one transfer. If a deposit arrives long after the quote expires, the swap settles at the rate when it arrives.
Don't trust us, verify
The frontend is fully open source and there is a signed warrant canary, so you can check every claim yourself. See exactly how it works on the verify page, or read the FAQ.
USDC on other networks
Same USDC, different network. Pick the one your wallet or exchange receives on. The amount you receive differs by network fee, so compare the quote on each page.
Other Monero swap pairs
Going the other way? Swap USDC (BSC) to Monero.