Swap Monero to USDT
Swap Monero to USDT with no KYC
Swap Monero (XMR) to Tether (USDT) in a few minutes, with no account, no email, and no identity checks. MoneroSwap is non-custodial, so your coins never sit in our wallet, the rate you see is the rate you get, and the whole thing works over Tor.
Selling Monero for USDT is the usual way to park value in dollars without opening an exchange account. Your XMR deposit is confirmed on the Monero chain first, then USDT is sent to the address you gave. USDT exists on several networks, so paste an address on the same network as the USDT you selected in the form.
USDT on this page means USDT on Ethereum, the ERC-20 token that rate sites label USDT20 or USDT ERC20. MoneroSwap also handles USDT on BNB Smart Chain, Base, Arbitrum and Solana, listed under USDT on other networks below. USDT on Tron (TRC-20), Polygon and TON is not available here.
Monero to USDT converter and live rate
At the last check (18 Oct, 16:09 UTC), 1 Monero was quoted at about 580.559648 USDT. The rate box below checks again when the page loads with JavaScript on, and the exact amount is shown when you start the swap.
Use the calculator below to convert Monero to USDT at the current rate. Enter an amount and it shows how much USDT you receive, including the network fee, before you commit to anything. The Monero to USDT exchange rate updates in real time, so the conversion you see is the conversion you get. It is the same tool whether you want to check the rate, work out XMR to USDT for a specific amount, or go straight to the swap.
The number it returns is the amount that arrives at your address, not a headline rate with deductions applied later. That distinction matters when you compare converters, because a quote that looks better on the front page can shrink once the network fee comes out of it. Convert the amount you actually intend to send and compare the figure you would receive, which is the only number that decides anything.
Two things move the XMR to USDT figure between one check and the next. The first is the market, which moves on its own and is outside anyone's control. The second is the size of your conversion, since the network fee is a fixed cost rather than a percentage, so it weighs more heavily on a small amount than a large one. Converting an amount close to the minimum gives you a visibly worse effective rate than converting several times that.
How to swap Monero to USDT without KYC
- Enter the amount of Monero you want to swap and paste your USDT address. You see the rate and the minimum you will receive before you commit.
- Send your Monero to the deposit address shown. It goes straight to the settlement network, never to us.
- Your USDT lands at the address you gave, usually in about 15 to 20 minutes. No account, nothing to log in to.
Why swap Monero to USDT on MoneroSwap
- No KYC, no account. No sign-up, no email, no identity checks, ever.
- Non-custodial. We never hold your funds, so there is nothing for us to freeze or hand over.
- No logs. No accounts to store, no swap database, no tracking.
- The rate you see is the rate you get. Compare the quote, and swap only if it works for you.
- Open source and Tor-friendly. Read the code, and swap over the onion service with no JavaScript.
Convert Monero to USDT without an account
However you phrase it — convert Monero to USDT, exchange XMR for USDT, or just swap Monero into USDT — it is the same three steps here, and none of them involve signing up. There is no order book to navigate, no deposit balance sitting in an account, and no verification email. You get a quote, you send your Monero, and your USDT arrives at the address you chose.
That matters most if you care about privacy. Every exchange that asks for ID creates a permanent record linking your identity to the coins you moved, and that record is what leaks or gets handed over later. Swapping XMR to USDT without an account means the record never exists. Pair it with the Tor onion service and your IP stays out of it too.
How to transfer XMR to USDT ERC20
When you transfer XMR to USDT, part of the wait is the Monero chain itself, which produces a block about every two minutes. The swap page shows Waiting for your deposit until your transaction is in, then Confirming your deposit while blocks are mined on top of it, and only then moves through Finding the best route, Trading and Sending to your address.
Freshly received Monero is locked for ten blocks, roughly twenty minutes, so a wallet can show a balance with nothing unlocked to spend yet. Send from the unlocked balance of a synced wallet you control.
The payout is an ERC-20 token transfer to your 0x address on Ethereum, the most widely supported USDT network but also the one with the highest gas costs. If the receiver accepts USDT on a cheaper chain, that route usually leaves you with more of it.
How much USDT you get for XMR
The calculator returns a dollar-sized figure. A price ticker shows a market price, while the converter shows the USDT the current quote would send to your address, an estimate the market can still move before the swap settles. Check the converter just before you start, then send inside the window the swap page shows and in one transfer.
A deposit under the minimum is paused rather than swapped, and the swap page asks for a Monero refund address to send it back. Type less than that and the form warns you before you get a deposit address.
A deposit that arrives under the quoted amount is handled one of two ways, and the swap page tells you which. Either it goes through sized to what actually arrived, or the page asks for a refund address and returns the shortfall once you set one. Do not send a second transfer to top it up, it is not added to the same swap. The usual cause is a wallet taking the Monero fee out of the amount instead of adding it on top, so send the exact amount with the fee paid on top.
What to check before you convert XMR to USDT on Ethereum
People convert Monero to Tether to park value in dollars, to pay a counterparty that quotes in USDT, or as the first leg of a cash-out. Each depends on the USDT arriving on the network the receiver expects, so check that first.
Confirm the destination takes USDT on Ethereum. A Tron address looks nothing like a 0x address, but a BNB Smart Chain address does, and BEP-20 and ERC-20 are not interchangeable. If the destination wants USDT on Solana or BNB Smart Chain, use the Monero to USDT on Solana or Monero to USDT on BNB Smart Chain page instead.
When the swap completes, the payout transaction hash appears on your Swap Pass page. Paste it into an Ethereum explorer to see the payout. Keep that link: we keep no database, so it is the only record. Moving the USDT on needs a little ETH for gas, and Ethereum gas costs more than the cheaper networks.
Monero to USDT: quick facts
- You send: Monero. Minimum about $25.
- You receive: USDT on Ethereum mainnet, at a 0x address on that exact network, not an exchange deposit address for a different chain.
- Typical time: 15 to 20 minutes after your deposit is detected.
- Account required: none.
- Refund address: set one up front if you can. Your Monero comes back to it if a swap cannot complete.
Monero to USDT swap FAQ
Do I need an account to swap Monero to USDT?
No. There is no sign-up, no email, and no KYC. You paste your USDT address, send your Monero, and receive your coins.
Is swapping Monero to USDT non-custodial?
Yes. MoneroSwap never holds your funds. Your Monero goes straight to the settlement network and the USDT is sent to the address you control.
How long does a Monero to USDT swap take?
Usually about 15 to 20 minutes after your deposit is detected.
What is the minimum Monero to USDT swap?
Roughly $25 worth of Monero. The form shows the exact minimum for your amount.
Do you keep logs of my Monero to USDT swap?
No. No accounts, no KYC, and no IP retention on the swap path, so there is nothing to log, leak, or hand over.
How do I convert Monero to USDT anonymously?
Enter the amount, paste your USDT address, and send your Monero. There is no account and no identity check at any point. For extra privacy, use the Tor onion service, which works without JavaScript.
Can I exchange Monero for USDT without an account?
Yes. No sign-up, no email, and no verification. You only need an address to receive your USDT, and optionally a refund address.
What is the Monero to USDT exchange rate right now?
The calculator at the top of this page shows the current Monero to USDT rate. Enter the amount of Monero you want to convert and it returns the exact amount of USDT you would receive, recalculated live rather than from a cached number.
How much USDT will I get for my Monero?
What the converter shows, at the rate when you check it. The figure already accounts for the network fee, so it is the amount that would land at your address rather than a headline rate with deductions applied afterwards.
Is the quoted Monero to USDT rate the rate I actually get?
Yes. The rate you see is the rate you get, with nothing added after you confirm. Compare it against anywhere else before you commit, and swap only if it works for you.
Does the Monero to USDT rate change while my swap is running?
A quote is held for the window shown on the swap page, so send your Monero inside that window and in one transfer. If a deposit arrives long after the quote expires, the swap settles at the rate when it arrives.
Don't trust us, verify
The frontend is fully open source and there is a signed warrant canary, so you can check every claim yourself. See exactly how it works on the verify page, or read the FAQ.
USDT on other networks
Same USDT, different network. Pick the one your wallet or exchange receives on. The amount you receive differs by network fee, so compare the quote on each page.
Other Monero swap pairs
Going the other way? Swap USDT to Monero.