Swap USDT to Monero
Swap USDT to Monero with no KYC
Swap Tether (USDT) to Monero (XMR) in a few minutes, with no account, no email, and no identity checks. MoneroSwap is non-custodial, so your coins never sit in our wallet, the rate you see is the rate you get, and the whole thing works over Tor.
USDT is a transparent, freezable stablecoin. Swapping it into Monero turns dollars into private, censorship-resistant value.
USDT on this page means USDT on Ethereum, the ERC-20 token that rate sites label USDT20 or USDT ERC20. MoneroSwap also handles USDT on BNB Smart Chain, Base, Arbitrum and Solana, listed under USDT on other networks below. USDT on Tron (TRC-20), Polygon and TON is not available here.
USDT to Monero converter and live rate
At the last check (18 Oct, 12:28 UTC), 200 USDT was quoted at about 0.333095 Monero. The rate box below checks again when the page loads with JavaScript on, and the exact amount is shown when you start the swap.
Use the calculator below to convert USDT to Monero at the current rate. Enter an amount and it shows how much Monero you receive, including the network fee, before you commit to anything. The USDT to Monero exchange rate updates in real time, so the conversion you see is the conversion you get. It is the same tool whether you want to check the rate, work out USDT to XMR for a specific amount, or go straight to the swap.
The number it returns is the amount that arrives at your address, not a headline rate with deductions applied later. That distinction matters when you compare converters, because a quote that looks better on the front page can shrink once the network fee comes out of it. Convert the amount you actually intend to send and compare the figure you would receive, which is the only number that decides anything.
Two things move the USDT to XMR figure between one check and the next. The first is the market, which moves on its own and is outside anyone's control. The second is the size of your conversion, since the network fee is a fixed cost rather than a percentage, so it weighs more heavily on a small amount than a large one. Converting an amount close to the minimum gives you a visibly worse effective rate than converting several times that.
How to swap USDT to Monero without KYC
- Enter the amount of USDT you want to swap and paste your Monero address. You see the rate and the minimum you will receive before you commit.
- Send your USDT to the deposit address shown. It goes straight to the settlement network, never to us.
- Your Monero lands at the address you gave, usually in about 15 to 20 minutes. No account, nothing to log in to.
Why swap USDT to Monero on MoneroSwap
- No KYC, no account. No sign-up, no email, no identity checks, ever.
- Non-custodial. We never hold your funds, so there is nothing for us to freeze or hand over.
- No logs. No accounts to store, no swap database, no tracking.
- The rate you see is the rate you get. Compare the quote, and swap only if it works for you.
- Open source and Tor-friendly. Read the code, and swap over the onion service with no JavaScript.
Convert USDT to Monero without an account
However you phrase it — convert USDT to Monero, exchange USDT for XMR, or just swap USDT into Monero — it is the same three steps here, and none of them involve signing up. There is no order book to navigate, no deposit balance sitting in an account, and no verification email. You get a quote, you send your USDT, and your Monero arrives at the address you chose.
That matters most if you care about privacy. Every exchange that asks for ID creates a permanent record linking your identity to the coins you moved, and that record is what leaks or gets handed over later. Swapping USDT to XMR without an account means the record never exists. Pair it with the Tor onion service and your IP stays out of it too.
How to swap USDT (ERC-20) to XMR: sending the deposit
To swap USDT to XMR here, you send the ERC-20 token on Ethereum mainnet. A USDT transfer is a token call rather than a plain ETH payment, so the wallet you send from needs a little ETH for gas as well as the USDT. From an exchange, pick the Ethereum network on the withdrawal screen.
Your Swap Pass shows Waiting for your deposit, then Confirming your deposit while the settlement network waits for enough Ethereum blocks to treat the transfer as final. After that it moves through Finding the best route and Trading before Sending to your address. The confirmation wait is the part you can check yourself: paste the transaction hash into an Ethereum explorer.
A gas price set too low leaves the transfer pending. Check the hash on an explorer before doing anything else. If the timer has run out before you send, do not send to that address. Start a new swap for a fresh rate and deposit address. If a deposit lands late anyway, the original quote may no longer apply, so keep the Swap Pass link and bring it to support.
USDT to XMR calculator: what the quote covers
Gas is paid in ETH from the sending wallet and is separate from the USDT amount, so the smallest swap costs the minimum shown on the form plus whatever gas your wallet quotes. Ethereum mainnet has the highest gas costs of the networks USDT lives on.
Tether sits at a dollar, so what moves the quote between two checks is the Monero price. The rate you see already includes everything, nothing is added after. Type the XMR you want in the receive field instead and the form sizes the USDT deposit for you, without promising that output.
Send the exact amount quoted in one transfer, with the network fee added on top rather than taken out of it. A deposit that arrives short is flagged on the Swap Pass, and the page tells you whether the swap proceeds sized to what arrived or needs a refund address for the shortfall. A second transfer can delay the swap or trigger a refund, so set a refund address in the form up front.
USDT to Monero without KYC: where the XMR should land
Before you paste the destination, decide where the XMR should land. A fresh subaddress from your own wallet is the usual choice. Sending it back to the exchange that held your USDT defeats the point, and several exchanges have delisted Monero anyway.
USDT is a transparent, freezable stablecoin. Tether's issuer can freeze addresses, and your USDT deposit stays readable on Ethereum. The XMR you receive sits on a chain where amounts and counterparties are hidden by default.
When the Swap Pass shows Completed it lists the payout transaction hash. Incoming XMR shows as locked for ten blocks, roughly twenty minutes, before you can spend it. That is Monero's spend lock, not a hold on our side. Keep the Swap Pass link until then, since there is no other way to look the swap up.
USDT to Monero: quick facts
- You send: USDT on Ethereum mainnet. Minimum about $25.
- You receive: Monero, at a Monero address you control. A primary address is 95 characters and starts with 4, a subaddress starts with 8.
- Typical time: 15 to 20 minutes after your deposit is detected.
- Account required: none.
- Refund address: set one up front if you can. Your USDT comes back to it if a swap cannot complete.
USDT to Monero swap FAQ
Do I need an account to swap USDT to Monero?
No. There is no sign-up, no email, and no KYC. You paste your Monero address, send your USDT, and receive your coins.
Is swapping USDT to Monero non-custodial?
Yes. MoneroSwap never holds your funds. Your USDT goes straight to the settlement network and the Monero is sent to the address you control.
How long does a USDT to Monero swap take?
Usually about 15 to 20 minutes after your deposit is detected.
What is the minimum USDT to Monero swap?
Roughly $25 worth of USDT. The form shows the exact minimum for your amount.
Do you keep logs of my USDT to Monero swap?
No. No accounts, no KYC, and no IP retention on the swap path, so there is nothing to log, leak, or hand over.
How do I convert USDT to Monero anonymously?
Enter the amount, paste your Monero address, and send your USDT. There is no account and no identity check at any point. For extra privacy, use the Tor onion service, which works without JavaScript.
Can I exchange USDT for Monero without an account?
Yes. No sign-up, no email, and no verification. You only need an address to receive your Monero, and optionally a refund address.
What is the USDT to Monero exchange rate right now?
The calculator at the top of this page shows the current USDT to Monero rate. Enter the amount of USDT you want to convert and it returns the exact amount of Monero you would receive, recalculated live rather than from a cached number.
How much Monero will I get for my USDT?
What the converter shows, at the rate when you check it. The figure already accounts for the network fee, so it is the amount that would land at your address rather than a headline rate with deductions applied afterwards.
Is the quoted USDT to Monero rate the rate I actually get?
Yes. The rate you see is the rate you get, with nothing added after you confirm. Compare it against anywhere else before you commit, and swap only if it works for you.
Does the USDT to Monero rate change while my swap is running?
A quote is held for the window shown on the swap page, so send your USDT inside that window and in one transfer. If a deposit arrives long after the quote expires, the swap settles at the rate when it arrives.
Don't trust us, verify
The frontend is fully open source and there is a signed warrant canary, so you can check every claim yourself. See exactly how it works on the verify page, or read the FAQ.
USDT on other networks
Same USDT, different network. Pick the one your wallet or exchange withdraws on. The amount you receive differs by network fee, so compare the quote on each page.
Other Monero swap pairs
Going the other way? Swap Monero to USDT.