MoneroSwap

No fine print, no traps. Here's exactly how MoneroSwap works and what you can count on — and most of it is in your favor.

What MoneroSwap is

A friendly front door to swapping in and out of Monero — no account needed. Our liquidity is mixed. Every quote is priced against several independent settlement partners at once, and your swap is routed by size and rate to whichever one delivers the most for that pair at that moment. If one can't serve a route, or prices it badly, another takes it — no single partner is a point of failure.

Partners are vetted for our business model before they ever see live traffic. A new one is exercised end to end with our own funds first, and stays switched off until it has settled real swaps correctly. We are also building our own liquidity to run alongside them. As that grows, more of the spread comes back to you as a better rate instead of going to a third party.

We never take custody of your coins. This isn't a trustless or atomic swap — whichever partner settles your swap does briefly handle your funds in transit; what we guarantee is that we never hold them.

Your funds stay yours

Your money goes straight from your wallet to whichever vetted partner is settling your swap — no account of ours in the middle, never held by us even in transit. The vetting matters here: the address your funds land on is that partner's, and we only route to partners that have already settled real swaps correctly. What passes through our systems are the instructions, not the funds — which is also why nothing on our side can be frozen or handed over.

Crypto is final — so we built guardrails

Once a transaction is sent, no one can reverse it — not us, not anyone. Rather than bury that in fine print, we designed around it: we check your address format, show you the exact amount to send, and let you set a refund address up front. Your part is simple — double-check the destination and send the exact amount before the quote timer runs out.

If a swap can't go through, you're covered

In the rare case a swap can't proceed, your funds are returned to the refund address you provide — which is why we ask for one and register it for you automatically. Keep your Swap Pass link and you can always come back to manage it.

Honest pricing

Our price is built into the rate you are quoted, and you see it in full before you commit. What you see is what you receive, with nothing added after you confirm. Compare it against anywhere else and swap only if it works for you.

Where you can use it

Crypto rules vary a lot by country, and you know yours better than we do — so please make sure you're allowed to use a service like this where you live, and handle any taxes that apply to you. Some regions may be restricted by a settlement partner, which is outside our control. And please don't use MoneroSwap for anything unlawful.

The honest limits

We run MoneroSwap in good faith and want every swap to go smoothly. But we're an interface to things we don't fully control — our settlement partners, public blockchains, your own wallet — so we can't promise nothing will ever go wrong, and the service comes as is, without guarantees. To the extent the law allows, we can't be held responsible for losses outside our hands: a swap the network delays or declines, a wrong or mistyped address, an outage, or funds sent incorrectly. Plain version: we're a careful tool, not a bank — use good judgment and double-check, and we'll keep the tool honest and working.

Not financial advice

Nothing here is investment, financial, legal, or tax advice — it's just a way to swap. If you need professional advice, please talk to someone licensed.

This may change

We may update these terms as the service grows; the date below always tells you the current version. If a change ever matters, we'll keep it in the same plain language.

Last updated 2 June 2026.