Swap USDC (BSC) to Monero
Swap USDC (BSC) to Monero with no KYC
Swap USD Coin (USDC) to Monero (XMR) in a few minutes, with no account, no email, and no identity checks. MoneroSwap is non-custodial, so your coins never sit in our wallet, the rate you see is the rate you get, and the whole thing works over Tor.
USDC balances can be frozen by the issuer. Swapping to Monero removes that control and gives you a private, bearer asset.
BNB Smart Chain (BEP-20) has low fees and fast blocks, which makes it one of the cheaper ways to move into Monero. Double-check you are sending BEP-20 and not ERC-20, as the two are not interchangeable. Rate comparison sites and exchanges list this asset as USDC BSC, USDCBSC or USDC BEP20. They all mean USDC on BNB Smart Chain.
USDC (BSC) to Monero converter and live rate
At the last check (17 Oct, 02:23 UTC), 200 USDC (BSC) was quoted at about 0.349678 Monero. The rate box below checks again when the page loads with JavaScript on, and the exact amount is shown when you start the swap.
Use the calculator below to convert USDC (BSC) to Monero at the current rate. Enter an amount and it shows how much Monero you receive, including the network fee, before you commit to anything. The USDC (BSC) to Monero exchange rate updates in real time, so the conversion you see is the conversion you get. It is the same tool whether you want to check the rate, work out USDC to XMR for a specific amount, or go straight to the swap.
The number it returns is the amount that arrives at your address, not a headline rate with deductions applied later. That distinction matters when you compare converters, because a quote that looks better on the front page can shrink once the network fee comes out of it. Convert the amount you actually intend to send and compare the figure you would receive, which is the only number that decides anything.
Two things move the USDC to XMR figure between one check and the next. The first is the market, which moves on its own and is outside anyone's control. The second is the size of your conversion, since the network fee is a fixed cost rather than a percentage, so it weighs more heavily on a small amount than a large one. Converting an amount close to the minimum gives you a visibly worse effective rate than converting several times that.
How to swap USDC (BSC) to Monero without KYC
- Enter the amount of USDC (BSC) you want to swap and paste your Monero address. You see the rate and the minimum you will receive before you commit.
- Send your USDC (BSC) to the deposit address shown. It goes straight to the settlement network, never to us.
- Your Monero lands at the address you gave, usually in about 15 to 20 minutes. No account, nothing to log in to.
Why swap USDC (BSC) to Monero on MoneroSwap
- No KYC, no account. No sign-up, no email, no identity checks, ever.
- Non-custodial. We never hold your funds, so there is nothing for us to freeze or hand over.
- No logs. No accounts to store, no swap database, no tracking.
- The rate you see is the rate you get. Compare the quote, and swap only if it works for you.
- Open source and Tor-friendly. Read the code, and swap over the onion service with no JavaScript.
Convert USDC (BSC) to Monero without an account
However you phrase it — convert USDC (BSC) to Monero, exchange USDC for XMR, or just swap USDC (BSC) into Monero — it is the same three steps here, and none of them involve signing up. There is no order book to navigate, no deposit balance sitting in an account, and no verification email. You get a quote, you send your USDC (BSC), and your Monero arrives at the address you chose.
That matters most if you care about privacy. Every exchange that asks for ID creates a permanent record linking your identity to the coins you moved, and that record is what leaks or gets handed over later. Swapping USDC to XMR without an account means the record never exists. Pair it with the Tor onion service and your IP stays out of it too.
USDC (BSC) to Monero: quick facts
- You send: USDC on BNB Smart Chain. Minimum about $25.
- You receive: Monero, at a Monero address you control. A primary address is 95 characters and starts with 4, a subaddress starts with 8.
- Typical time: 15 to 20 minutes after your deposit is detected.
- Account required: none.
- Refund address: set one up front if you can. Your USDC (BSC) comes back to it if a swap cannot complete.
USDC (BSC) to Monero swap FAQ
Do I need an account to swap USDC (BSC) to Monero?
No. There is no sign-up, no email, and no KYC. You paste your Monero address, send your USDC (BSC), and receive your coins.
Is swapping USDC (BSC) to Monero non-custodial?
Yes. MoneroSwap never holds your funds. Your USDC (BSC) goes straight to the settlement network and the Monero is sent to the address you control.
How long does a USDC (BSC) to Monero swap take?
Usually about 15 to 20 minutes after your deposit is detected.
What is the minimum USDC (BSC) to Monero swap?
Roughly $25 worth of USDC (BSC). The form shows the exact minimum for your amount.
Do you keep logs of my USDC (BSC) to Monero swap?
No. No accounts, no KYC, and no IP retention on the swap path, so there is nothing to log, leak, or hand over.
How do I convert USDC (BSC) to Monero anonymously?
Enter the amount, paste your Monero address, and send your USDC (BSC). There is no account and no identity check at any point. For extra privacy, use the Tor onion service, which works without JavaScript.
Can I exchange USDC (BSC) for Monero without an account?
Yes. No sign-up, no email, and no verification. You only need an address to receive your Monero, and optionally a refund address.
What is the USDC (BSC) to Monero exchange rate right now?
The calculator at the top of this page shows the current USDC (BSC) to Monero rate. Enter the amount of USDC (BSC) you want to convert and it returns the exact amount of Monero you would receive, recalculated live rather than from a cached number.
How much Monero will I get for my USDC (BSC)?
What the converter shows, at the rate when you check it. The figure already accounts for the network fee, so it is the amount that would land at your address rather than a headline rate with deductions applied afterwards.
Is the quoted USDC (BSC) to Monero rate the rate I actually get?
Yes. The rate you see is the rate you get, with nothing added after you confirm. Compare it against anywhere else before you commit, and swap only if it works for you.
Does the USDC (BSC) to Monero rate change while my swap is running?
A quote is held for the window shown on the swap page, so send your USDC (BSC) inside that window and in one transfer. If a deposit arrives long after the quote expires, the swap settles at the rate when it arrives.
Don't trust us, verify
The frontend is fully open source and there is a signed warrant canary, so you can check every claim yourself. See exactly how it works on the verify page, or read the FAQ.
USDC on other networks
Same USDC, different network. Pick the one your wallet or exchange withdraws on. The amount you receive differs by network fee, so compare the quote on each page.
Other Monero swap pairs
Going the other way? Swap Monero to USDC (BSC).